How to save money on housing?December 20, 2017
Recently, it is not very prestigious to accumulate money. The fact is that everyone wants to get money immediately. In addition, people spoiled loans that can be issued at every corner. But you should not harnessed yourself in loans and work all your life to give the next tranche.
Is credit good or evil?
The advertising company says that you can easily issue a loan product. Many are confident that credit is almost the only way to solve a problem. Credit is like hypnosis and people are becoming more and more entangled in debt chains.
Important! If it is not reasonable to approach the issue of credit, you can only bring yourself to the debt trap. It is much easier and more efficient to save money and buy everything you need.
When receiving a loan, a person becomes almost a lifelong debtor. A person must give a huge amount of money, besides the amount you need to give a lot more than he designed.After the loan is issued, a person has to save on the essentials. It is during this period that a person often finds himself in a situation where there is not enough money to pay. Then the person all again takes the new credit, not having had time to leave the old.
That is why in case of accumulation you do not need to have loans and arrange credit relations with the bank. Only after the loan is given can one begin to think about accumulation. It is precisely because accumulation is not for everyone. This area has its own features and rules that must be followed.
Most often, a person dreams to earn as much money as possible and buy an apartment with a car. But you need to understand an important fact - the dream often remains a dream. If there is a goal, the person will do everything in order to realize it. You need to specify the timing and amount of savings. At the same time, it is necessary to set realistic goals and take into account incomes that are 100% on hand. The main thing is to know what you want.
Postponed and forgotten
After the man began to accumulate money, he very quickly forgets about this occupation. That is why you need to regularly save a certain amount from each income.Some banks offer the service of automatically transferring a certain amount from the salary to a deposit account. As a rule - this is 10% of the amount of income.
We need to start saving today. No need to wait for a better salary, Monday or next month. Each determines for itself the ideal option and the amount to accumulate.