Housing subsidies in 2018
Their own roof over their heads dream to have different categories of our compatriots. In Russia, there are a variety of housing subsidies in 2018 to solve this problem. This is a shared construction, the purchase of finished apartments, both with the help of bank mortgages, and partially due to state financial assistance.
Who can apply for public housing?
For many years federal budgets have provided grants for certain segments of the population, aimed at improving their lives and buying their own home. Cash costs are partially reimbursed from the state budget. According to the Housing Code, one-time categories of Russian citizens can receive a one-time monetary subsidy. Various municipal and federal laws and acts may supplement this list, but not reduce it:
- State employees and civil servants.
- Disabled and military veterans.
- Poor families in the queue.
- Disabled children and orphans who do not have guardians and parents.
- Professionals employed in some branches of agriculture.
- Rural health workers.
- Dismissed and active military.
- Young families (if both spouses are not more than 35 years old).
- Families recognized by law with many children.
- Russians living in the regions of the Far North, who have worked in difficult climates for more than 15 years and moved to other areas.
- The liquidators of the accident at the Chernobyl nuclear power plant and those recognized as victims.
Some have the opportunity to use the state subsidy to repay interest on a mortgage loan or to pay the original amount for housing. The Government of the Russian Federation has developed several housing subsidy programs that regulate all arising legal relations. For example, in St. Petersburg and other large Russian cities, those who signed up for programs will receive housing subsidies in 2018:
- "Housing for state employees";
- "The resettlement of communal";
- "Long-term housing loans";
- "Affordable housing for young families."
Such subsidy programs are mainly funded from the regional or city budget. Russians can enroll at once in several programs and fall under the definition of beneficiaries who is entitled to a sum of money, but it is allowed to use it only once.
Main programs for home improvement
From the beginning of 2002 to 2020, the targeted federal program “Residence” has been successfully operating. It provides for the provision of apartments for young couples and certain categories of Russians, for example, people with disabilities, civil servants, and military veterans. In parallel with it, there is another effective target program “Young Family”, developed by 2010. It provides for state aid in the amount of 30% of the original price of the dwelling, if there are no young children in the family and 35% - if one or several children were born.
From 2018, officers of the VOKhR, OMON, SOBR and police units that are transferred to the National Guard under are also entitled to own roof over their heads, a subsidy for improving their residence or a military mortgage loan. Earlier, such categories of civil servants were not included in the program. She worked only with the operating military: contract soldiers, warrant officers, officers.
In Moscow and some other Russian regions, housing subsidies are in effect in 2018, which public sector specialists can implement. According to this subsidy program, employees, scientists and specialists are not considered to be owners of municipal housing, but live in an apartment or dormitory for at least 5 years under a social loans agreement.It is extended if the employee continues to work in the state structure. Surcharge for the purchase of personal square meters receive young married couples of state employees.
In various Russian regions there are federal subsidies for the payment of utilities, land development, cadastral work. For example, residents of the Astrakhan Region, the Republic of Tuva and Belgorod may receive such financial compensation.
Most often, housing subsidies are issued on the principle of co-financing, that is, one part is contributed by the state, and the other by future tenants themselves. The apartment can be purchased at the stage of building or from the secondary market. Matpomosch can be sent to partial repayment of mortgage lending already started or to the initial contribution on the new debt.
Subsidies to military veterans
Target cash compensation in this case covers the entire cost of housing, and not part of its value. Every 3 months, regional government agencies determine the average market price per square meter. Military veterans, their widowers and widows, the disabled, children of war and residents of the besieged Leningrad have the right to purchase a comfortable apartment at the expense of the state budget.The purchased living space will be paid for the amount not more than it is supposed by law.
New housing for the disabled
Any citizen of Russia with documented status of a disabled person is entitled to housing subsidies if he is registered in a queue since 2005 and does not own a house or other square meters. Only wheelchairs can receive extraordinary monetary compensation. The rest of the beneficiaries stand in one general line, even families where they take care of a minor with disabilities.
Social housing for low-income families
A poor couple is recognized as having a total income divided for each member lower than the country’s minimum subsistence level. To become a waiting list for housing subsidies, low-income preferential categories of citizens:
- should not have their own square meters;
- must not live in an apartment under a social security agreement;
- need to improve living conditions, and this is confirmed by government agencies.
Preemptive right to receive financial subsidies out of turn are those applicants with whom the seriously ill relative lives.
Subsidy for large families to purchase their own homes
Such financial support from the state is obtained if the necessary number of children (own and adopted) younger than 14 years old lives in a family in one territory (in some areas this figure is 18 years). One or both of parents with many children must officially live in Russia for more than 12 years. The work experience of both spouses is also considered - in the aggregate not less than 10 years. When calculating monetary compensation, minors who are enrolled in higher educational institutions and are serving in the army are taken into account.
To get on the waiting list for subsidies, the family must huddle in a small room or house, which is recognized by the Zhilnadzor emergency or dilapidated. By law, no more than 18 squares are allowed for 1 person. Financial compensation is not issued for new housing, which is more than the established area by area. The cash subsidy is used to pay off the first mortgage payment for housing. The remaining amount is paid by the parents themselves.
Apartments for young families
Housing subsidies in 2018 to improve the lives of young families are provided not only in the Moscow region and the SPB, but also in the rest of the country.Beneficiaries must meet certain conditions:
- live in a small cramped room;
- each family member must have a Russian passport;
- do not have personal square meters in the property;
- suitable for age (not older than 35 years).
If a childless young couple huddles in a room less than 42 squares, under other conditions, she is entitled to state subsidies in the amount of 30% of the price of a new apartment. For young couples with children, such material compensation increases to 35%. The remaining share is covered independently or at the expense of mortgage lending.
How to apply for the right to housing subsidies
Before applying for state subsidies, you need to confirm the status of the beneficiary. Poor families receive a certificate in the departments of social security, which provides data on the incomes of both parents. The status of a civil servant, a military veteran, a disabled person is confirmed by the relevant certificates. Statement of needy applicants is carried out immediately in 2 stages - regional and all-Russian. Typically, the regional queue is moving faster, since on the ground such issues are more actively resolved, and there are additional sources of funding.
In order to receive a certificate confirming the right to a housing subsidy, you need to contact your local administration or the department dealing with this issue and submit the necessary documents. Special benefits for military personnel and veterans are provided by the council of veterans, the department of social protection, the military commander's office. Each region has its own government agencies responsible for subsidies. These are city administration, Rayzhil-exchange, Multifunctional centers, City residential exchange.
Each program provides its own list of documents, but the main ones are:
- passport of the beneficiary and all households;
- extract from the house book or certificate from the housing office;
- documents confirming the benefit;
- birth certificate of the child or all children;
- copy of the personal bank account;
- certificate of divorce or marriage.
Then the documents are carefully checked by the commission. She decides on placing the beneficiary on the waiting list, calculates the amount of material aid and conducts other approvals. No amount of money on hand is not given. Russians are given only a certificate for partial or full financing of housing, where a certain amount is indicated.Further, it is credited by a state authority to a personal bank account owned by the applicant. The funds are then credited to the credit institution that issued the mortgage, or the seller of the apartment. The certificate must be implemented within six months. If the transaction is canceled, the money will be returned to the state budget.